We started 1NR because the people we grew up with — shopkeepers, drivers, students, migrant workers — deserve the same banking quality the metros take for granted. Our app brings IMPS, NEFT, recharges and KYC under one calm login, in language anyone can follow.
Bcrypt MPINs, AES-GCM session OTPs, device-bound login. We never compromise on the security floor — even when the customer just wants a quick recharge.
Every fee is shown before you confirm. Every transaction is logged forever. Every refund has a clear timeline. If we can't explain it, we don't do it.
Our screens are usable by a first-time smartphone user. No jargon, no English-only flows, no settings buried five taps deep.
Retailers, distributors and super-distributors share one platform with auto-calculated commissions and a real-time dashboard. Their growth is our growth.