RBI-compliant & BBPS aligned

Recharge any mobile
in India, instantly.

No hidden markup on the recharge. No waiting around for it to reflect. Just an instant top-up that lands before the call drops.

RECHARGE RECEIPT Recharged
299.00 mobile recharge for Rohan Sharma
From Amit S. Canara Bank •••• 4821
To Rohan Sharma Airtel Prepaid •••• 4210
Initiated 10:02 AM
Processing 10:02 AM
Recharged 10:02 AM
Txn ID: 1NR-9F3D82K1 Recharged in 8 seconds
All in one place

Every payment, one account

1NR isn’t just for sending money — pay every recurring bill back home from the same wallet.

Mobile recharge

Top up any prepaid number in India instantly, on any operator, from anywhere in the world.

Recent recharges
98765 43210 · AirtelDone
99887 76655 · JioProcessing

Bank transfer (DMT)

Send directly to any Indian bank account via IMPS or NEFT, with real-time delivery confirmation.

Transfer status
Rohan Sharma · HDFCSent
Priya Nair · SBIProcessing

Electricity bill

Pay any state electricity board bill before the due date and never worry about a missed payment.

Payment status
Paid on time
92%
Auto-pay enabled
78%

Education fee

Pay school, college, or university fees directly to the institution’s account without a currency detour.

Fees paid this term
₹4,20,000
Across 3 linked institutions

Loan EMI

Stay on top of EMIs for home, auto, or personal loans with scheduled reminders.

Upcoming EMIs
Home loanDue 5 May
Auto loanPaid

Water bill

Settle municipal water bills for family back home in seconds.

Connections
Conn. •••• 4821Paid
Conn. •••• 7734Paid

Piped gas bill

Pay PNG connection bills directly, no need for a separate local payment app.

PNG connections
IGL · DelhiPaid
MGL · MumbaiDue 8 May

Broadband bill

Keep the home Wi-Fi running by clearing broadband bills on time, every month.

On-time payments
Last 12 months
95%

Cable TV recharge

Recharge cable operator subscriptions so the connection never lapses.

Subscriptions
Den NetworksActive
HathwayRenew 3d

DTH recharge

Instant recharge for any DTH provider — pick a plan and it’s active in minutes.

DTH connections
Tata PlayActive
Airtel DigitalRenewed

FASTag recharge

Top up FASTag balance remotely so tolls back home are never a problem for family on the road.

FASTag balances
KA01••1234₹500
MH12••5678₹120

Insurance payment

Pay life, health, or vehicle insurance premiums before the grace period runs out.

Premiums due
LIC · Life coverDue 15 May
Star HealthPaid

Landline bill

Clear BSNL or private landline bills for family members who still rely on a fixed line.

Landline account
BSNL · •••• 2210Paid
All in one place

Every payment, one account

1NR isn’t just for sending money — pay every recurring bill back home from the same wallet.

Mobile recharge

Top up any prepaid number in India instantly, on any operator, from anywhere in the world.

Recent recharges
98765 43210 · AirtelDone
99887 76655 · JioProcessing

Bank transfer (DMT)

Send directly to any Indian bank account via IMPS or NEFT, with real-time delivery confirmation.

Transfer status
Rohan Sharma · HDFCSent
Priya Nair · SBIProcessing

Electricity bill

Pay any state electricity board bill before the due date and never worry about a missed payment.

Payment status
Paid on time
92%
Auto-pay enabled
78%

Education fee

Pay school, college, or university fees directly to the institution’s account without a currency detour.

Fees paid this term
₹4,20,000
Across 3 linked institutions

Loan EMI

Stay on top of EMIs for home, auto, or personal loans with scheduled reminders.

Upcoming EMIs
Home loanDue 5 May
Auto loanPaid

Water bill

Settle municipal water bills for family back home in seconds.

Connections
Conn. •••• 4821Paid
Conn. •••• 7734Paid

Piped gas bill

Pay PNG connection bills directly, no need for a separate local payment app.

PNG connections
IGL · DelhiPaid
MGL · MumbaiDue 8 May

Broadband bill

Keep the home Wi-Fi running by clearing broadband bills on time, every month.

On-time payments
Last 12 months
95%

Cable TV recharge

Recharge cable operator subscriptions so the connection never lapses.

Subscriptions
Den NetworksActive
HathwayRenew 3d

DTH recharge

Instant recharge for any DTH provider — pick a plan and it’s active in minutes.

DTH connections
Tata PlayActive
Airtel DigitalRenewed

FASTag recharge

Top up FASTag balance remotely so tolls back home are never a problem for family on the road.

FASTag balances
KA01••1234₹500
MH12••5678₹120

Insurance payment

Pay life, health, or vehicle insurance premiums before the grace period runs out.

Premiums due
LIC · Life coverDue 15 May
Star HealthPaid

Landline bill

Clear BSNL or private landline bills for family members who still rely on a fixed line.

Landline account
BSNL · •••• 2210Paid

Balance enquiry

Check the balance of any Aadhaar-linked bank account instantly, at any AEPS point.

Balance retrieved
₹12,450
SBI · Aadhaar ···· 6210

Cash withdrawal

Withdraw cash using just an Aadhaar number and fingerprint — no card or PIN needed.

Recent withdrawals
₹2,000 · PNBDone
₹500 · BOIDone

Cash deposit

Deposit cash directly into any Aadhaar-linked account through a nearby AEPS retailer.

Deposit slips
₹3,200 · CanaraCredited
₹1,000 · UBIProcessing

Mini statement

Pull the last few transactions on an Aadhaar-linked account without visiting a branch.

Last 3 transactions
Debit · ATM₹1,500
Credit · Salary₹24,000

Aadhaar Pay

Accept payments from any customer using just their Aadhaar number and biometric.

Transaction success rate
Last 30 days
97%

Fund transfer

Move money between Aadhaar-linked accounts securely, with instant confirmation.

Transfers today
₹5,000 · HDFC → SBIDone
₹1,200 · ICICI → PNBDone
Aadhaar-powered banking

AEPS — Aadhaar Enabled Payment System

Give customers basic banking — withdrawals, deposits, balance checks — using only their Aadhaar number and fingerprint. No card, no branch, no PIN.

Aadhaar-powered banking

AEPS — Aadhaar Enabled Payment System

Give customers basic banking — withdrawals, deposits, balance checks — using only their Aadhaar number and fingerprint. No card, no branch, no PIN.

Balance enquiry

Check the balance of any Aadhaar-linked bank account instantly, at any AEPS point.

Balance retrieved
₹12,450
SBI · Aadhaar ···· 6210

Cash withdrawal

Withdraw cash using just an Aadhaar number and fingerprint — no card or PIN needed.

Recent withdrawals
₹2,000 · PNBDone
₹500 · BOIDone

Cash deposit

Deposit cash directly into any Aadhaar-linked account through a nearby AEPS retailer.

Deposit slips
₹3,200 · CanaraCredited
₹1,000 · UBIProcessing

Mini statement

Pull the last few transactions on an Aadhaar-linked account without visiting a branch.

Last 3 transactions
Debit · ATM₹1,500
Credit · Salary₹24,000

Aadhaar Pay

Accept payments from any customer using just their Aadhaar number and biometric.

Transaction success rate
Last 30 days
97%

Fund transfer

Move money between Aadhaar-linked accounts securely, with instant confirmation.

Transfers today
₹5,000 · HDFC → SBIDone
₹1,200 · ICICI → PNBDone
Why 1NR

Built for money that has somewhere to be

Every part of the transfer is designed around one thing: your recipient getting the full amount, fast.

Fast, not just “fast”

Most transfers reach an Indian bank account in under 30 minutes, direct through our partner banking network — not through a chain of correspondent banks.

avg. settlement: 18 min

The rate you see is the rate you get

We show the live mid-market exchange rate up front and charge one flat fee — never a hidden markup buried inside the conversion.

0% rate markup

Regulated, encrypted, insured

Every transfer is processed under RBI and FEMA guidelines, protected with bank-grade encryption, and covered if something ever goes wrong on our end.

256-bit encryption
Trusted by senders

Loved by families on both sides

Real reviews from people sending money and paying bills back home every month.

★★★★★

“I send money to my parents every month and 1NR is by far the fastest — it landed in their account in 12 minutes. No more waiting three days.”

A
Amit SharmaMumbai, India
★★★★★

“The rate shown is actually the rate I get. I compared it against two other apps and 1NR came out ahead every single time.”

P
Priya NairKochi, India
★★★★☆

“Being able to pay my mother’s electricity and water bill directly from the same app I use to send her money is genuinely useful. One less thing to track.”

R
Rohit VermaDelhi, India
★★★★★

“Support actually picks up. I had a query about a delayed transfer at 11pm and someone helped me within minutes. Rare these days.”

S
Sneha ReddyHyderabad, India
★★★★★

“I pay my brother’s education fee directly to the college account every semester now. No more asking him to withdraw cash and deposit it manually.”

K
Karan MehtaAhmedabad, India
★★★★☆

“Switched from a bigger name brand after they kept changing the exchange rate mid-transfer. 1NR has been consistent for over a year now.”

D
Divya IyerChennai, India
★★★★★

“The FASTag and DTH recharge options saved me from juggling four different apps just to keep things running for my parents.”

V
Vikram RaoBengaluru, India
RBI-authorised partner banks BBPS-compliant transfers PCI-DSS secured 24/7 human support